TR {
	font-family : Arial, Helvetica, sans-serif;
	font-size : 80%;
}


TD {
	font-family : Arial, Helvetica, sans-serif;
	font-size : 80%;
}


#banner { 
  background-color: #FFFFFF;
  border-bottom-style: solid; 
  border-bottom-width: 1px;
  border-bottom-color: Black; 
}


#leftcol {
  width: 285px;
  text-align: left;
  padding-left: 10px;
  background-color: #FFFFFF;
  border-top-style: solid; 
  border-top-width: 1px;
  border-top-color: Black;
  border-bottom-style: solid; 
  border-bottom-width: 1px;
  border-bottom-color: Black;
  padding-right: 8px;
}

#rightcol { 
  background-color: #FFFFFF; 
  width: 285px;
  border-top-style: solid; 
  border-top-width: 1px;
  border-top-color: Black;
  border-bottom-style: solid;  
  border-bottom-width: 1px;
  border-bottom-color: Black;
  border-left-style: solid;
  border-left-width: 1px;
  border-left-color: Black;
  padding-left: 8px;
}


.joe{
	font-family : Arial, Helvetica, sans-serif;
	font-size : 150%;
	font-weight: bold;
	padding-bottom: -16px;
	color: #191970;
}